Clarify priorities. Make progress. Be prepared for the future.
What is Return on Life?
The majority of our industry focuses on performance, otherwise known as return on investment. With our clients, we use a much more effective approach called Return on Life™. The objective of this ROL-centered approach is that our clients are able to live the best lives possible given the money they have.
With ROL, you don’t give up the best of life or the best parts of yourself just to get money. The money is there to serve you, not vice versa. Instead of focusing on someone else’s definition of success, you will write your own. ROL puts quality before quantity by managing your assets in a way that improves your life and provides financial confidence.
Are you managing your money in a way that improves your life?
Believe it or not, not everyone does – in fact many people do not. Our Return on Life Index asks you to assess 10 aspects of your life that relate to whether or not you are making progress. We identify areas where you can use your money more effectively to make things better. And, importantly, celebrate the areas where you’ve made progress.
Our Return on Life Process
STEP 1: The Return on Life Index
Are you managing your money in a way that improves your life?
The ROL Index asks you to assess 10 aspects of your life that relate to whether or not you are making progress. We identify areas where you can use your money more effectively to make things better. And, importantly, celebrate the areas where you've made progress.
STEP 2: The Fiscalosophy Conversation
What are your perspectives on money and how did you arrive at them?
We've found that each person has their own perspective on 8 key aspects of money. It is important that we understand and appreciate how you think about money including how you got to where you currently are. Just as you can’t expect your doctor to diagnose what’s wrong with you without knowing your complete medical history, it is difficult for us to develop a comprehensive plan without knowing your Fiscalosophy.
STEP 3: The Lifeline
Are you financially prepared for life's big transitions?
We believe it's more important to focus on the significant life transitions you see in your future. Common transitions are paying for college, caring for an elderly parent, downsizing a home or transitioning to semi-retirement. These transitions will either add to or subtract from your wealth. Consequently, they will either add confidence or stress depending upon if you’ve planned for the transitions appropriately. We will create a customized Financial Lifeline for you that will specify exactly when to begin addressing these important transitions. We will incorporate this into your wealth plan that seeks to build wealth and manage it against future dangers.
